Fatih Karaca has his Bachelor’s Degree in Textile Engineering and later obtained Master’s Degree in Business Administration. After a brief private sector experience, he studied at the biggest bank of Turkey, Ziraat Bankası Banking School for a year. Following graduation, he began his banking career in Ziraat Bankası Alsancak Branch, as Specialist. Mr. Karaca worked in different departments and positions in Ziraat Bankası; such as Specialist – Agricultural Marketing in Head Office, Assistant Manager – Commercial and Agricultural Loans in branch and Assistant Manager – Retail Marketing and Cash Management in Regional Office. In 2010, after 10 years of banking in Turkey, he was appointed as Head of Marketing and Loans in Ziraat Bank a.d. in Skopje, North Macedonia, one of many international subsidiaries of Ziraat Bank.

In 2012, management of Ziraat Bank and Halk Bank in Turkey have decided to merge Ziraat Bank in Skopje under Halk Bank in Skopje. Mr. Karaca has been deeply involved in the smooth merger and afterwards accepted the offer to be representative of Halk Bank in Belgrade, Serbia.